NATIONAL INSURANCE ACADEMY

PUNE

P561 - REINSURANCE MANAGEMENT (NON-LIFE)

(2024 - 25)

 

Background:

 

The need for reinsurance for enhancing the capacity and stability of insurance companies is adequately realized by all insurance managers.  The programme is intended as re-orientation to the broad principles of reinsurance, its functions, its role in enabling insurance companies to assume risks, make use of various techniques of reinsurance, principles governing placement and acceptance of reinsurance covers, drawing up of different types of reinsurance programmes and also reinsurance accounting and settlement procedures, practice of reinsurance in international markets, financial implications of reinsurance on ultimate underwriting results  The whole gambit of RI programme designing with hands on or discussion of the practical difficulties and solutions and its contribution to augmentation of financial reserves / strengths of  direct insurers in view of the emerging trend. 

 

Objectives: 

 

The programme aims to acquaint participants with:

 

§  Various mechanisms and methodologies of reinsurance

§  Principles and practices of reinsurance accounting

§  International market scenario and its impact on the RI programme

 

 Contents:

 

§  Introduction & Fundamentals of Reinsurance - Proportional; Non-Proportional; Facultative Reinsurance

§  Understanding of concepts – Retrocession, Admitted / Non-Admitted countries, fronting, overriding commission, DIC / DIL

§  Importance of PML in RI placement & Calculation of U/W capacity as per GIC norms

§  Brief introduction to reinsurance underwriting

§  Calculation of Facultative requirements in large risks

§  Placement of risk at Differential terms / Funding of risk

§  Placement under proportional & non-proportional treaty

§  Legal wordings and clauses in reinsurance contracts

§  Basic accounting of RI placement under proportional and non-proportional treaty & recoveries of claim

§  Treaty terms, rules for mid-term cancellation, operational working with payment of premium & recovery of claims on day-to-day basis, importance of Bordereau

§  Working out premium adequacy under non-proportional treaty 

§  Layering of reinsurance under non-proportional treaty & premium allocation for Excess layers

§  Global Programmes - Introduction & Understanding the concepts, Methodology, & working of Programme in India

§  Brief introduction to international reinsurance markets

§  Alternatives to Reinsurance - alternative markets, pools, etc.

§  Role of Intermediaries in Reinsurance market  

 

Participants’ Profile: 

 

Officials from Reinsurance department, technical department of Head Office, Regional Offices, Operating Offices of Indian and foreign public & private sector General Insurance Companies

 

Duration:       3 days

 

Dates:             02.12.2024 - 04.12.2024