NATIONAL INSURANCE ACADEMY

PUNE

 

P082 - COMPREHENSIVE TECHNICAL PROGRAMME IN LIFE INSURANCE (LIFE)

(2024 - 25)

 

Background:

 

The life insurance industry is facing multiple challenges today on the distribution, investment, regulation, technology, customer expectations, business communication, servicing, and demographic changes. The nascent fintech industry is disrupting the traditional way of conducting financial business. This effect will become more profound in the future across the world and Indian Life Insurance sector will be no exception.

 

To face these challenges successfully it is essential that every life insurer equip their executives with the necessary technical skills. This process should start with imparting a deeper knowledge about fundamental and principles of Life Insurance.  The next would be to make the executives aware of the different technical aspects of the business. It’s not only essential to know the basics, but also to have a fresh perspective at the application of such basics to the changing business environment in terms of changing life expectancy, new social and economic order, and current financial market dynamics. In the existing dynamics, insurance frauds have increased substantially in National and International markets. Thus, is essential to take a closer look at its prevention and detection as well. Hence, the programme is designed to discuss technical aspects of Life Insurance Business in the modern-day context.

 

Objectives:

 

At the end of the programme the participants should be able to understand

 

§  International Life Insurance Market

§  Current economic scenario

§  LIC in the listed environment

§  Financial Markets

§  Life Fund Investment & Investment Regulations

§  Fundamental principles of life insurance business

§  New avenues of customer communication

§  Evolving distribution practices

§  Risk and principles of risk Management

§  ERM framework for life insurers

§  TRM Framework for life insurers

§  Actuarial Practices and Product Pricing

§  Valuation Methods and Solvency Issues

§  Fraud in Life Insurance & Its Prevention. 

§  Fintech Industry and Life Insurance

§  Technology Outputs and Their Application to Life Business  

   

Contents:

 

§  Global and Indian Economic scenario

§  LIC in the listed environment

§  International Practices in Life Insurance

§  Fundamentals and practices of Life Insurance in the changing Demographics

§  Life Insurance Accounting /IND-AS/GAAP/IFRS

§  Financial Markets and Life Fund Investment

§  Enterprise Risk Management

§  Actuarial Principles and Practices, Product Pricing

§  Valuation Methods and Solvency Issues, Embedded value

§  Overview of IRDAI Regulations

§  Policy Holder Protection Act and CRM Initiatives

§  RTI Act 2005 and its applications.

§  Health Insurance, Micro-insurance & Regulations

§  P & GS Business and Its Regulations

§  ULIP & its regulations

§  Regulatory Compliances

§  Leveraging Information Technology for Life Insurance Operations, Insurtech

§  Data Analytics

§  Cyber/Fraud in Life Insurance and Its Preventions

 

Participants Profile:

 

Officers in the cadres of ADMs and DMs working in Central Office, Zonal Offices and Divisional Offices of LIC having residual service of at least 5 years to be nominated by HRD Depts. of respective offices.

 

Duration:            5 Days

 

Dates:

 

I.     24.06.2024 - 28.06.2024  

II.  02.09.2024-06.09.2024