NATIONAL INSURANCE ACADEMY

PUNE

 

P066 - MANAGEMENT OF PROPERTY INSURANCE (FIRE) (NON-LIFE)

(2024 - 25)

 

Background:

 

Property insurance (Fire Insurance) used to be a major contributor to the general insurance business. But post de tariffing drastic reduction in prices in fire rates has led to the portfolio waning in the recent past. Currently the property segment is undergoing changes in terms of stipulation of minimum STFI rates, IIB rates, Earthquake, deductibles and reinsurance treaties. Now IRDAI has introduced three new standard products which need to be followed by all the insurers in the country. Practitioners require intensive knowledge to understand the increasing complexity and nature of property insurance. This Programme aims to provide a holistic view of property risks, its assessment, market developments underwriting, reinsurance aspects, and claims management.

 

Objectives:

 

This programme aims to equip participant’s comprehension and increase exposure to understand:

 

§  Standard Fire and Special Perils Policy.

§  New Standard Fire Products

§  Special Policies; IAR Policy Mega Policy

§  PML - Importance and calculation

§  Reinsurance

§  Claims Management

 

Contents:

 

§  Property Insurance - Indian scenario including IIB rates, etc.

§  PML concepts & its importance in underwriting

§  Standard Fire and Special Perils Policy - concepts, cover, and extensions

§  Griharaksha Policy, Shukshma Udyog policy and Laghu Udyog policy

§  IAR Policy; Mega Policy - concepts, cover, and extensions

§  Business interruption concepts, cover, and extensions

§  Claims Management

§  Reinsurance

 

Participants’ Profile:

 

Officials handling underwriting and claims, audit in Head Office, Regional Offices, Operating Offices of Indian and foreign public & private sector General Insurance Companies 

 

Duration:       3 days

 

Dates:  

         

     I.     27.05.2024 - 29.05.2024 

  II.     29.07.2024 - 31.07.2024 

III.     21.10.2024 - 23.10.2024

IV.     10.02.2025 - 12.02.2025