NATIONAL INSURANCE ACADEMY

PUNE

 

P058 - COMPREHENSIVE TECHNICAL PROGRAMME IN GENERAL INSURANCE

(2024 - 25)

 

Background:

 

The globalisation of insurance practices has necessitated all stakeholders in the insurance ecosystem to be aware of one another's practices, which will immensely contribute to building regional capacities. Hence the Comprehensive Technical Programme in General Insurance aims at developing the pool of knowledge on the practices prevalent in the different sub-environments which are a part of the Global Insurance ecosystem. The programme also facilitates in building up the concepts of common theoretical base that remains true across the global market and enable the participants to develop a holistic understanding of all the major lines of insurance business. The participants will also have an opportunity to find efficient solutions to the problems of their respective markets from the knowledge that they will gain during this training programme.

 

The pedagogy comprises of:

 

§  Classroom session which includes extensive discussion through practical examples and case studies

§  Visit to Car & Port model to facilitate deeper understanding.

§  Group presentation by the participants

 

Objectives:

 

The programme aims to equip the participants with knowledge of:

 

§  Principles and practices of general insurance

§  Main General insurance covers and their applications

§  Underwriting practices 

§  Claims Management-Best practices.

 

Contents:

 

1.    General Insurance

 

§  Global general insurance scenario

§  Principles & Practice of insurance

 

2.    Main classes of general insurance

 

a.    Fire Insurance

§  Fire Insurance Policies - concepts, cover, extensions, add-ons

§  PML concepts & its importance in underwriting

§  Business interruption concepts, cover, and extensions

§  Claims Management

 

b.    Marine Insurance (Cargo & Hull)

§  Institute Cargo Clauses 1982 and 2009

§  Payment and Documentary Credit System

§  Inco terms

§  Bulk Cargo Clauses and Inland Transit Clauses

§  Subrogation & Recovery

§  Marine Claims Management

§  Protection & Indemnity

§  Marine Hull (Basics, Clauses & Relation to Cargo insurance)

§  Visit to Port Model

§  Visit to Maritime Institute

 

c.    Motor Insurance (Own Damage & Third Party)

§  Anatomy of Automobiles

§  Motor Insurance Policies - concepts, cover, extensions, add-ons

§  Management of Claims

§  Role of Technology in motor insurance

§  Motor TP Insurance

§  Insurance of Electric Vehicles

§  Visit to Car Model

 

d.    Health Insurance

§  Health Insurance Policies - concepts & coverage

§  Health Insurance Underwriting & claims

 

e.    Engineering Insurance

§  Project insurance policies - Coverage, underwriting & claims

§  Engineering Insurance policies - Coverage, underwriting & claims

 

f.     Miscellaneous Insurance

§  Miscellaneous insurance policies – conventional & transformational products - Coverage, underwriting & claims

§  Aviation insurance

§  Oil & energy insurance

 

g.    Liability Insurance

§  Public & Product liability, CGL - concepts, cover, extensions, add-ons

§  E&O, D&O & Cyber

 

h.    Crop Insurance

§  Rural & Micro insurance

§  Agriculture insurance

 

3.    Reinsurance

 

§  Fundamentals of Reinsurance - Proportional; Non-Proportional; Facultative

§  Global Programmes - Understanding the concepts, Methodology & working of Programme

§  Role of Intermediaries in Reinsurance Markets

 

4. Others

 

§  Insurance Frauds Management

§  Customer service

§  Product Distribution

 

Participants Profile:

 

Junior & Middle level insurance Executives handling insurance in overseas General Insurance companies, Consulting firms, Brokers; Government, Regulators and Government undertakings.

 

Duration:       3 Weeks

 

Dates:            18.11.2024 - 06.12.2024